Balancing the Badge
to Make a Difference

What every law enforcement professional should
know about managing money and life.

Book is Available on Amazon (paperback, Kindle, Audio)

Audio introduction of Balancing the Badge to Make a Difference Book

Book is Available on Amazon (paperback, Kindle, Audio)

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Balancing the Badge to Make a Difference is a holistic approach toward balancing a law enforcement career with a purpose-driven retirement. It is based on a relationship with God and family, and a solid financial plan.

My passion for creating the Balancing the Badge concept and writing a book began while working alongside peace officers and providing financial services to them. I quickly recognized the importance of Balancing the Badge to not only provide financial security for officers in retirement, but also for developing a purpose-driven retirement to keep retirees motivated, healthy, productive, and most importantly, happy in retirement.

Research for the book included more than 40 years of police experience as an officer and a manager, providing financial services to officers and the public for over 20 years, raising a family, my relationship to God, teaching financial planning and life planning for over seven years to officers and cadets, and conducting extensive interviews with law enforcement professionals regarding their life goals during their career and into retirement.

The goal for the book is about transforming law enforcement personnel to embrace the concept of Balancing the Badge because a purpose-driven retirement is critical for law enforcement survival. The objective of the book is to provide the tools to cross the bridge from achieving financial wealth, to also achieving life wealth. Building a life portfolio is as important as building a financial portfolio.

The book is for all officers at any stage of their career including retirees that wish to live a life worth living and can easily be applied to other careers as well.

Jim Kalinowski

Balancing the Badge Founder
Police Veteran | Financial Advisor | Author

“Jim Kalinowski and his financial trinity: God, family, and money has revolutionized and redefined what true retirement is all about.” – Daryl Smith, Houston Police Officer (retired)

“Jim has an enormous heart and unyielding energy to help officers and anyone in need to live a life worth living. Jim’s vast police experience and extensive financial experience coupled with his faith and charity work guide him to help others live a balanced life. Jim’s book is a must read for all law enforcement personnel at any stage of their career, including retirees. I also recommend this book to anyone searching for their purpose.” – James Bollig, Houston Police Sergeant (retired) & Army Veteran.

“Jim brings together his unique combination of law-enforcement and financial planning experience into a powerful and practical plan that will not only set people of the badge on a new trajectory but anyone desiring to live more fully in their financial life and beyond!” – Brian Dunn, Associate Pastor, StoneBridge Church

“The value of a plan integrating the priorities of career, finances, family, and spiritual well-being
cannot be understated. Jim’s book provides a road map in establishing your long-term plan to achieve personal success, happiness and financial security, geared specifically to law enforcement.” – Dan Murphy, Inspector, NYPD (retired)